The new standard to secure your transactions.
The client secures funds before work begins. The service provider is paid only once the work is approved.
Lock funds, unlock trust.
The end of unpaid bills and unfinished services.
A simple 3-step process to guarantee security for both parties.
Initiate & Secure
The provider sends the transaction (quote). The client deposits funds into a dedicated transit account. The money is secured: the client has paid, but the provider is not yet credited.
Work with Peace of Mind
The provider performs the mission with peace of mind, knowing the funds are provisioned. Once finished, they notify the client directly from their dashboard.
Release & Collect
The client validates receipt (or auto-validation within 72h). The transfer to the provider is triggered immediately. RiveLock generates the paid invoice and updates your accounting export.
"The provider no longer works for free.
The client no longer pays into the void."
Equity & Security
RiveLock establishes a framework of digital trust between the client and the service provider.
Our protocol relies on strict fund security. Money never passes through RiveLock but is secured in a transit account managed by our certified Swiss financial partner.
Peace of Mind for the Provider
Guaranteed fund availability from the start. The amount is reserved, eliminating the risk of non-payment.
Control for the Client
Funds are pending. No payment is made to the provider until you validate the completion of the mission.
Compliance: RiveLock is a technology platform. Financial flows are operated exclusively by a FINMA-licensed institution.
Transaction Protocol
Agreement & Verification
Quote validation. Identity verified by our certified financial partner (KYB/KYC).
Fund Security
The client deposits the amount into the secure transit account. Work can begin.
Execution & Validation
Deliverable submitted. Client validates. Funds are released instantly.
All entities are verified according to current Swiss standards.
RiveLock Technology
More than just a payment. A complete security protocol for demanding entrepreneurs.
Maximum Security
The client never pays for non-compliant service. The provider never works without a guarantee. If payment is not secured, the service does not begin.
Simplicity
Create a transaction in a few clicks, share a secure link. No installation, no complexity, everything is centralized.
Automation
Mutual validation = payment released instantly. No action within 72h = automatic payment to the provider.
Accounting
Quotes, invoices, and documents generated automatically. Export your accounting entries (Excel & PDF) in one click for your fiduciary.
Protection
In the event of a dispute, payment is secured. An intelligent resolution mechanism allows the dispute to be settled directly between the parties in a transparent and intuitive manner.
Contractual Framework
Your quotes automatically transform into clear service contracts. A formal commitment validated by both parties.
Simple Pricing
No subscription. No fixed fees. Commission only on success.
Standard Rate
For any amount up to 20'000 CHF.
Card and banking fees included.
Degressive Rates
💡 Total Flexibility: Fees can be covered by the provider, the client, or shared, at the provider's choice when sending the quote.
Frequently Asked Questions (FAQ)
Quickly find answers to your questions Check our FAQ to find out more about how RiveLock's security works